The Fair Credit Reporting Act (FCRA) is a federal law governing the collection and reporting of your consumer credit information; it governs the process for obtaining, storing, and disclosing your consumer credit information. Call Thomasson PLLC if you believe your rights under the FCRA have been violated and our attorneys will help you understand your options for taking action against the offending party and securing the compensation you deserve.

Addressing FCRA Disputes

Credit bureaus often make mistakes—some mistakes are worse than others. If you find a credit bureau, such as Equifax, Experian, or TransUnion provided inaccurate credit information about you to lender, business, or employer, or has failed to remove inaccurate information from your credit report (like a debt you already paid), then you should report this issue immediately. If the credit bureau does not fix the error after you’ve brought it to their attention, call Thomasson PLLC right away to discuss strategies for holding the bureau responsible for its FCRA violation.

Employment-Related FCRA Issues

The FCRA requires employers to obey strict rules when taking action against a current or potential employee based on information they obtain from a credit report. For example, if an employer failed to secure your written consent before running a background check or neglected to provide you a copy of the credit report it used to make its decision, they may have violated FCRA. If an employer violates the FCRA it may be ordered to pay substantial financial penalties including your attorney’s fees and costs. Contact Thomasson PLLC right away to learn more about how we can help you understand your rights and, if needed, pursue a claim.

Personalized and Effective Legal Guidance

We understand how negatively credit reporting errors can impact your life. That’s why Thomasson PLLC is committed to working closely with our clients to craft a customized and effective legal strategy aimed at securing the best possible outcome. You shouldn’t go through this difficult time alone—contact Thomasson PLLC today and speak with a trusted FCRA attorney who will work hard to protect your rights and interests.